Being a handyman comes with its own set of risks, which is why it’s important to have insurance coverage to protect yourself and your business. In this article, we’ll take a look at the best handyman insurance companies of 2023, so you can make an informed decision when choosing a policy.
What is Handyman Insurance?
Handyman insurance is a type of business insurance that provides coverage for risks associated with handyman services. It includes general liability insurance, which covers property damage and bodily injury that you or your employees may cause while on the job. It can also include tools and equipment insurance, commercial auto insurance, and workers’ compensation insurance.
- Handyman insurance is a type of business insurance that provides coverage for risks associated with handyman services.
- It includes general liability insurance, which covers property damage and bodily injury that you or your employees may cause while on the job.
- It can also include tools and equipment insurance, commercial auto insurance, and workers’ compensation insurance.
- Having handyman insurance is essential for protecting your business and ensuring your peace of mind.
Best Handyman Insurance Companies
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Hiscox Insurance
Hiscox Insurance is a top choice for handyman insurance because of its customizable policies and excellent customer service. They offer a range of coverage options, including general liability, professional liability, and workers’ compensation. Their policies are tailored to meet the unique needs of small businesses, so you can get the coverage you need without paying for extras you don’t.
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The Hartford
The Hartford is another great option for handyman insurance because of its comprehensive coverage and affordable pricing. They offer general liability insurance, workers’ compensation insurance, and commercial auto insurance. The Hartford also provides a wide range of resources and tools to help small businesses manage their risks and minimize losses.
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Farmers Insurance
Farmers Insurance is a well-known insurance provider that offers excellent coverage for handyman services. They offer general liability insurance, workers’ compensation insurance, and commercial auto insurance. Farmers Insurance also provides a range of additional coverage options, including property insurance and cyber liability insurance, so you can customize your policy to meet your specific needs.
What to Look for in Handyman Insurance
When choosing a handyman insurance policy, there are a few key factors to consider. First and foremost, you want to make sure that the policy provides adequate coverage for your business. This includes general liability insurance, workers’ compensation insurance, and any additional coverage you may need.
You’ll also want to look for a policy with affordable premiums and deductibles, so you can get the coverage you need without breaking the bank. In addition, it’s important to choose an insurance provider with a strong reputation for customer service, so you can get the support you need when you need it.
Finally, make sure to read the policy carefully and understand the terms and conditions before signing up. This will help you avoid any surprises or unexpected costs down the line.
Conclusion:
Choosing the right handyman insurance policy is essential for protecting your business and ensuring your peace of mind. By considering factors like coverage options, pricing, customer service, and policy terms, you can find the best policy for your needs. Whether you choose Hiscox Insurance, The Hartford, Farmers Insurance, or another provider, make sure to choose a policy that meets your unique needs and provides the coverage you need to keep your business running smoothly.